Terms of Service

1. Acceptance of Terms

These Terms of Service ("Terms") constitute a legally binding agreement between you and TechWithTuly ("we," "us," "our," or "Company") regarding your access to and use of our website, products, and services.

By:

• Accessing our website at techwithtuly.com
• Creating an account
• Purchasing any of our products or services
• Participating in our community

You acknowledge that you have read, understood, and agree to be bound by these Terms, along with our Privacy Policy.

2. Eligibility

To use our services, you must:

• Be at least 18 years of age, or the age of majority in your jurisdiction
• Have the legal capacity to enter into binding contracts
• Not be prohibited from using our services under applicable laws
• Provide accurate and complete registration information
• Maintain the security and confidentiality of your account credentials

If you are using our services on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.

3. Products and Services

3.1 Available Offerings

TechWithTuly offers various digital products and services designed to support your career development in data and technology fields. Our offerings may include:

• Educational Programs: Structured learning curricula covering data analysis, programming, and related technical skills
• Coaching Services: One-on-one personalized coaching and mentorship for career development
• Community Memberships: Access to learning communities, group coaching, and peer networking
• Digital Resources: Templates, tools, exercises, and learning materials to support your growth

Specific features, content, and access included with each product are described at the point of purchase. Product offerings, features, and benefits may be updated, modified, or discontinued at our discretion to improve quality and relevance.

3.2 Digital Product Nature

All our products are digital and delivered electronically. Upon successful payment:

• You will receive immediate access to purchased materials
• Access credentials will be sent to your registered email
• No physical products will be shipped
• Downloads and access links do not expire during your access period

3.3 Service Modifications

We reserve the right to:

• Modify, update, or discontinue any aspect of our services
• Change pricing with 30 days' notice to existing subscribers
• Add, remove, or alter features and content
• Improve and enhance our offerings based on user feedback

4. Pricing and Payment

4.1 Pricing

Pricing for our products and services is displayed at the point of purchase and may vary based on:

• Product or service selected
• Promotional offers or discounts
• Payment plan chosen (one-time payment or recurring subscription)
• Seasonal pricing changes

All prices are in USD and exclude applicable taxes unless otherwise stated. Prices are subject to change at any time, but changes will not affect purchases already completed. The price you pay is the price displayed at checkout.

4.2 Payment Processing

• Payments are processed securely through Stripe
• We accept major credit cards and debit cards
• Payment information is encrypted and stored by Stripe, not by us
• You authorize us to charge your payment method for all fees incurred

4.3 Subscription Billing

For recurring subscriptions (Skool Community):

• You will be billed monthly on the anniversary of your purchase date
• Automatic renewal unless cancelled before the next billing cycle
• No refunds for partial months
• Cancel anytime through your account settings or by contacting support
• Access continues until the end of your current billing period

4.4 Price Changes

• We may modify pricing for new purchases at any time
• Existing customers on subscriptions will receive 30 days' notice of price changes
• One-time purchases are not affected by future price changes

4.5 Taxes

You are responsible for any applicable taxes, including sales tax, VAT, or GST, unless we are required to collect them. Where required, taxes will be added at checkout.

4.6 Chargebacks and Disputes

If you dispute a charge or initiate a chargeback:

• Your access to all TechWithTuly services will be immediately suspended
• We will provide evidence of service delivery to your payment provider
• Fraudulent chargebacks may result in permanent account termination
• We reserve the right to pursue collection of any amounts owed
• Please contact us at support@techwithtuly.com before disputing charges

5. Refund Policy

5.1 No Refunds on Digital Products

All purchases of digital products including courses, programs, and one-time coaching packages are final. No refunds will be provided after purchase is completed and access is granted.

5.2 Subscription Cancellation

For recurring subscription services (such as monthly community memberships):

• No refunds for any subscription payments, including partial months
• You may cancel at any time to prevent future charges
• Access continues through the end of the current billing period after cancellation
• All subscription payments are final and non-refundable
• Cancellation only prevents future billing; current period charges are non-refundable

5.3 Exceptional Circumstances

In rare cases where a technical error prevents access to purchased content, or where we are unable to deliver the product as described at the time of purchase, please contact us at support@techwithtuly.com. We will work with you to resolve the issue, which may include restoring access or, at our sole discretion, issuing a refund.

6. User Accounts

6.1 Account Creation

To access our services, you must:

• Create an account with accurate information
• Maintain the confidentiality of your password
• Be responsible for all activities under your account
• Notify us immediately of any unauthorized access
• Use a valid email address for communications

6.2 Account Security

• You are solely responsible for maintaining account security
• Do not share your login credentials with others
• We are not liable for losses due to compromised credentials
• Use strong, unique passwords
• Enable two-factor authentication if available

6.3 Account Termination

We reserve the right to suspend or terminate your account if:

• You violate these Terms of Service
• You engage in fraudulent or illegal activities
• You share account access with others
• You abuse our services or community guidelines
• Payment fails or chargebacks occur

Upon termination:

• Your access to purchased materials will be immediately revoked
• No refunds will be provided for remaining access periods
• You may not create new accounts without our permission

7. Intellectual Property Rights

7.1 Our Content

All content provided through TechWithTuly, including but not limited to course materials, educational resources, templates, exercises, branding, logos, website design, and any other digital content, are owned by TechWithTuly or our licensors and protected by copyright, trademark, and other intellectual property laws.

7.2 License Grant

Upon purchase, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the purchased content for personal, non-commercial educational purposes, including viewing materials, completing exercises, building portfolio projects, and using provided resources in your personal work and career development.

7.3 Restrictions

You may NOT:

• Share, distribute, or resell any course materials
• Post course content publicly or on third-party platforms
• Remove copyright notices or proprietary markings
• Create derivative works for commercial purposes
• Use our content to create competing products or services
• Share login credentials to provide others access
• Use automated tools to scrape or download content

7.4 Portfolio Projects

You retain ownership of the projects you create using our templates and guidance. You may:

• Include projects in your personal portfolio
• Share projects with potential employers
• Use completed projects in job applications
• Publish projects on platforms like GitHub (with attribution to your work)

7.5 User Content

For content you submit to our community (posts, comments, questions):

• You retain ownership of your content
• You grant us a license to use, display, and distribute it within our platform
• You represent that you have the right to share the content
• We may remove content that violates our guidelines

8. Community Guidelines

When participating in our Skool community or any TechWithTuly platform, you agree to:

8.1 Expected Behavior

• Be respectful and professional in all interactions
• Provide constructive feedback and support to peers
• Stay on-topic and contribute meaningfully
• Give credit when sharing others' work or ideas
• Follow any additional community-specific rules

8.2 Prohibited Conduct

• Harassment, bullying, or discriminatory behavior
• Spam, self-promotion without permission
• Sharing pirated content or illegal materials
• Impersonating others or creating fake accounts
• Sharing others' personal information without consent
• Disrupting community discussions or activities
• Soliciting for other programs or services

8.3 Enforcement

Violations may result in:

• Warning and request to modify behavior
• Temporary suspension from community
• Permanent ban from all TechWithTuly services
• No refunds for banned accounts

9. Disclaimers and Limitations

9.1 No Guarantee of Results

While we provide high-quality educational content and support:

• We do not guarantee employment outcomes or specific salary levels
• Job placement depends on many factors outside our control
• Individual results will vary based on effort, background, and market conditions
• Success requires your active participation and dedication
• We provide tools and knowledge, but you must apply them

9.2 Educational Purpose

• Our content is for educational and informational purposes only
• Information may become outdated as technology evolves
• We are not responsible for third-party tools or platforms referenced
• You are responsible for verifying information before use

9.3 Service Availability

"AS IS" and "AS AVAILABLE" basis:

• We do not guarantee uninterrupted or error-free service
• Scheduled maintenance may temporarily limit access
• Technical issues may occasionally occur
• We are not liable for third-party service disruptions (Stripe, Vercel, Skool)

9.4 Limitation of Liability

To the maximum extent permitted by law:

• TechWithTuly shall not be liable for any indirect, incidental, special, or consequential damages
• Our total liability is limited to the amount you paid for the specific service
• We are not responsible for loss of profits, data, or opportunities
• We are not liable for decisions you make based on our content

9.5 No Warranty

We disclaim all warranties, express or implied, including:

• Warranties of merchantability or fitness for a particular purpose
• Warranties regarding accuracy or completeness of content
• Warranties that our services will meet your specific needs

10. Indemnification

You agree to indemnify, defend, and hold harmless TechWithTuly, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses, including legal fees, arising from:

• Your use or misuse of our services
• Your violation of these Terms
• Your violation of any third-party rights, including intellectual property
• Your conduct in the community or interactions with other users
• Any content you submit or share

11. Third-Party Services

Our services integrate with third-party platforms:

11.1 Payment Processing (Stripe)

• Subject to Stripe's Terms of Service
• We are not responsible for payment processing issues
• Disputes should be directed to Stripe's support

11.2 Community Platform (Skool)

• Subject to Skool's Terms of Service
• Community access depends on Skool's platform availability
• We may migrate to alternative platforms if needed

11.3 External Resources

• We may link to external websites and resources
• We are not responsible for third-party content or services
• Third-party terms and policies apply

12. Dispute Resolution

12.1 Informal Resolution

Before filing any formal claim, you agree to:

• Contact us at support@techwithtuly.com
• Provide detailed description of the issue
• Allow 30 days for us to resolve the matter
• Engage in good faith negotiations

12.2 Arbitration Agreement

If informal resolution fails, you agree that:

• Disputes will be resolved through binding arbitration
• Arbitration will be conducted under the rules of the American Arbitration Association
• Arbitration will take place in [Your Jurisdiction]
• Each party bears their own costs unless awarded by arbitrator
• You waive the right to participate in class actions

12.3 Exceptions

Either party may seek relief in small claims court or seek injunctive relief for intellectual property violations.

13. Governing Law

These Terms are governed by the laws of [Your State/Country], without regard to conflict of law provisions. Any legal action must be filed in the courts of [Your Jurisdiction].

14. Changes to Terms

We reserve the right to modify these Terms at any time. When we make changes:

• We will update the "Last Updated" date
• Significant changes will be communicated via email
• Continued use of services constitutes acceptance of new terms
• If you disagree with changes, you may cancel your account

15. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect.

16. Entire Agreement

These Terms, together with our Privacy Policy and any other legal notices published by us, constitute the entire agreement between you and TechWithTuly regarding your use of our services.

17. Contact Information